You Don't Need a Credit Score or Credit History to Have Your First Credit Card
The Student Credit Card from 1st Financial Bank USA® can help you enjoy the holidays.
WHY BUILD A CREDIT HISTORY WITH US?
What Our Cardmembers Are Saying
GABRIEL, WA
"It allows me to be able to purchase food for my dorm room. Also, I was able to purchase gas to travel home for the holiday.”
HERE FOR YOU
Perks Tailored to Your Student Life
Enjoy the holidays without sweating the financials; we've got you covered!
Instant Cash Access
Don't let "Cash Only" signs stop you. Your card works at any ATM of bank with a Visa® logo on it.
Zero Liability
You're never responsible for unauthorized card use. If you didn't buy it, you won't pay for it.
Flexible Payment Options
Pay your full balance, the minimum payment due, or any amount in between. It's up to you.
Experts On Your Side
We've been helping people improve their financial futures for over 110 years.
Easy Account Tracking
Make payments and monitor spending from your phone with our mobile app.
Worldwide Acceptance
Rely on your card when ordering books at home, shopping abroad, and just about anywhere else.
© 2025 1st Financial Bank USA. All rights reserved.
You Don't Need a Credit Score or Credit History to Have Your First Credit Card
The Student Credit Card from 1st Financial Bank USA® can help you enjoy the holidays.
What Our Cardmembers Are Saying
HAYLEE, OK
"Allowed me to wait to pay for some Christmas gifts at a later date.”
SELENA, OH
"Using my student credit card helped me pay bills and buy Christmas presents.”
