Back to School Means Back To Spending

Textbooks, software, energy drinks—this Gold Student Visa® credit card from 1st Financial Bank USA® can handle it all

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HERE FOR YOU

Perks Designed For Student Life

Flexible Payment Options

Pay your full balance, the minimum payment due, or any amount in between. It's up to you.

Instant Cash Access

Don't let "Cash Only" signs stop you. Your card works at any ATM or bank with a Visa logo on it. 

Protection From Scammers

You're never responsible for unauthorized card use. If you didn't buy it, you won't pay for it. 

Experts On Your Side

We've been helping people improve their financial futures for over 110 years.

Make payments and monitor spending from your phone with our mobile app. 

Easy Account Tracking

Worldwide Acceptance

Rely on your card when ordering books at home, shopping abroad, and just about anywhere else.

PAYING FOR SCHOOL

Pay Now and Build a Credit History for Later

There’s no way around back to school costs. But using a student credit card is a smart way to pay and build a credit history to help you later in life.

A Credit Score Takes Time To Build

Get a jumpstart on building a credit history by paying for college expenses.

It's an Easy Win

Grow your credit history and score by making on-time payments.

Something To Look Forward To

A good credit history can help with getting an apartment, car or even getting a job.

Start Your Credit Journey Today

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WHY BUILD A CREDIT HISTORY WITH US

What Our Cardmembers Are Saying

It has helped me purchase college necessities and taught me how to manage borrowed money.

EMMANUEL

I was able to pay for my college textbooks before my financial aid was posted to my account.

DYLAN

School costs money and having this card allows me to build credit in order to pay for loans to pursue my dreams!

AUTUM

IT HAS HELPED ME TREMENDOUSLY WHILE I'M AT SCHOOL 

DEMONTRAE

© 2025 1st Financial Bank USA. All rights reserved.

Textbooks, software, energy drinks—this Gold Student Visa® credit card from 1st Financial Bank USA® can handle it all.

Back to School Means Back to Spending